Photo: Me (on the left) at one of the community conversations with my newfound circle of friends (Source: Beyond Social Services)
At the gathering, I met neighbours who were fellow mothers I
had avoided speaking to for years. These mothers were very nice and shared their
stories. I didn’t know that many had similar struggles, some even worse than
mine.
Photo: At some of these community conversations, the residents (including myself holding a card) shared our stories and discussed what we could collectively do for our community. (Source: Beyond Social Services)
The feeling I had was so warm and welcoming that I had a
brief respite from the problems I faced and enjoyed the company of the
community.
For the community, by the community.
At events organised by the community of neighbours, for our
community, I opened up about our situation. Beyond staff helped my family with
diapers, milk and food rations.
More importantly, being involved in the community brought
out the positive side of me.
I learnt how to emcee, how to have good teamwork. I found
out that by sharing, I was able to receive even more help and support.
Photo: Myself (in front) and other residents having fun at one of the learning activities we organised with teachers from NIE for the community. (Source: Beyond Social Services)
The community of parents like myself organised several
events, such as a 3D2N workshop for single parents. Instead of others planning
for us, we planned and executed it ourselves, with support from Beyond.
We knocked on doors to identify homes with single parents,
invited them, planned the programme, arranged the transport, divided the
responsibilities, booked the venue and ran the event – I felt good that I was
able to do something for others.
Community conversations – revealing our dream for a home
We had been living in a rental flat for so long that I did
not imagine the possibility of owning my very own home.
If not for the Beyond core workshop that the community of us
parents organised for fellow parents, my family would not have thought about
discussing the dreams we wanted to achieve in five years’ time.
My children shared they wanted to have a place for our family
to call our own, and that struck a deep chord in me, because I realised I
forgot my dreams while struggling with our daily lives.
Photo: Being part of the community has given my family more
opportunities to bond. It was at one such event that we had a chance to discuss
our dreams in five years’ time, and realise we wanted to have our own home.
(Source: Beyond Social Services)
Will Mdm Zuraidah and
family achieve their dream? Read the second part to learn Mdm Zuraidah’s
#myHDBstory
Are you a fan of Japanese beauty?
Do you want to experience a new and innovative way to shop for your beauty needs?
Well, there’s a new shopping experience in town that we’re sure you’ll enjoy!
From now till 20 October, popular Japanese brands under the Shiseido family Anessa, Senka, and Tsubaki have partnered with personal care chain Watsons Singapore to open the world’s first My Japanese Beauty Pop-Up Store.
Image Credit: Shiseido
Held in the heart of Orchard Road outside Takashimaya, the pop-up will allow visitors to discover the secrets of Japanese beauty and soak in Shiseido’s rich heritage while embarking on what could be described as a “multi-sensorial journey”.
Visitors can look forward to admiring eight historical products from Shiseido Corporate Museum, flown out of Japan for the first time with special escort and white-gloved treatment.
Highlights include Tsubaki’s Classic Shampoo and Conditioner, Anessa’s Sunscreen Milk, and Senka’s Perfect Whip.
A Museum-Like Shopping Experience
The pop-up is unique in the way that it integrates high-tech digital touchpoints that are triggered by footsteps to deliver sound, music and animation to further enhance the immersive nature of the experience.
At the entrance, get a personalised greeting by a digital pixie and be guided through the space via the pop-up’s microsite, accessible via the Watsons app, website or a QR code.
Navigate the space while completing interesting tasks – it’s almost as if you are visiting a museum!
Image Credit: Shiseido
Take a break and enjoy a theatrical tea-brewing experience before sipping on a special collagen tea that will make you feel beautiful inside and out!
Image Credit: Shiseido
Image Credit: Shiseido
See The Three Brands In A Brand New Light
Image Credit: Shiseido
Enter a magical garden and learn about the brand history and features of Tsubaki line of shampoos.
If you’re uncertain about which shampoo best suits your haircare needs, take a sensor-powered quiz to match your hair to the right products so you can make the best choice.
Image Credit: Shiseido
If you’re more into skincare, stroll over to Senka’s exhibition and discover how to achieve clear, moisturised bare skin at an interactive product bar.
The importance of an effective sunscreen can never be emphasised enough, so learn more about Anessa’s suncare secrets at an immersive learning bar.
For those of you who live for IG-worthy shots, take envy-inducing photos at the animated wall projection that shuffles through images of the four seasons!
Check (The Exhibition) Out, Then Checkout!
Remember the Watsons app that we talked about earlier in the piece? It’s also an offline-to-online shopping app which allows users to scan QR codes to read product descriptions and add items to their carts.
Acting like your personal shopper, simply checkout on the app, and Watsons will deliver your shopping purchases to you within the next few days!
If you’re someone who prefers to shop on the spot, you can also purchase products from a cashless vending machine, or an on-site store at the showcase!
And good news for all you bargain-hunters – you can get to enjoy discounts of up to 30% at this pop-up too.
So if you’re in town, why not check out the My Japanese Beauty showcase and experience a new way of shopping?
And good news for all you bargain-hunters – you can get to enjoy discounts of up to 30% at this pop-up too.
Get up to 20% off Anessa products, 25% off Senka products, and a whopping 30% off Tsubaki products!
What’s more, you get a further $20 off with every $100 spent!
So if you’re in town, why not check out the My Japanese Beauty showcase and experience a new way of shopping?
Shiseido My Japanese Beauty Pop-up Store
Opening Hours: 11am to 9pm (Weekdays), 11am to 10pm (Weekends)
Location: Outside Takashimaya (391 Orchard Road, S238872)
Also Read: 6 Experiences At This M’sian Island Paradise – And It Costs Less Than SGD100 To Fly There
Singapore has a world-class public housing system that helps Singaporeans own their own
homes, from 9% in 1960 to over 90% today.
Yes, Singapore is often
talked about and used as a successful example of public housing done right. Our
home ownership of 91% lands us in the top three highest in the world, and over
80% of Singaporeans live in high quality and affordable HDB flats.
Housing a Nation
This was not the
case in the early years, when most people lived in over-crowded and unhygienic
slums.
The late Mr Lee Kuan Yew is a key driver in
of public housing in Singapore. The nation’s founding prime minister had set up
the HDB in 1960, and launched an ambitious building programme to provide proper
homes for Singaporeans – Housing a nation.
Watch this to find out how Singapore
fixed its housing problem,
Let’s Meet the People Living in these
HDB Flats
You should have noticed by now that
we’re publishing a series of #myHDBstory where we check out Singaporeans’ HDB
homes and invite them to share with us their HDB stories.
We have already covered #myHDBstory of
a middle-aged couple with five kids as well as a young couple with a baby girl , let’s check out the home of a single
person this round.
Today,
we’re checking out the home of Bob
Mubarak .
Bob’s
day job is a Business Manager with SingaporeBrides.com , one of the leading bridal resource
portals in Singapore. But when he’s not working, Bob transforms into a
tastemaker of sorts. Here is someone who has always loved all things
beautiful.
Earlier
in this career, he was a highly accomplished makeup artist who helped women
look more beautiful. Some years back, he was also running a wedding gift tray business and mind you, he was so good at making
beautiful wedding gift trays he was perpetually booked!
Now,
when he’s not working, he’s an accidental Instagram-Influencer who spams lotsa
posts of beautiful
homes ,
fabulous reno and cool
furnishings .
And believe you me, his casual post about something he bought can cause the
item to be sold out at all outlets! He also likes to feature yummy food and
seemingly fabulous people too!
Bob’s #myHDBstory is
#bobsretirementhome
Home to Bob is a 4-room resale flat in
Bukit Panjang, a place where Bob insists is much much nearer to town than most
people think. It’s also near where his family is staying. The flat was
completed in 1998, so it’s around 20 years old.
He knew he wanted a flat near his
family home, so that helped lots to narrow down where to start looking. But
even then, he shared that he viewed a total of 13(!!) units! The funny thing is
he ended up buying the very first flat he’d viewed. He took over the flat on
19th December 2016, signed the renovation contract on 1st January 2017 and he
has been living there in solo bliss for over two years now.
Bob had bought the flat for around
$350,000 in late 2016. Did you know that about 80% of first-time homebuyers are
able to pay their monthly mortgage instalment fully with CPF? This means that
they do not pay any cash out-of-pocket. That’s the same for Bob too! His
monthly housing instalments are all taken care of via his CPF, so no cash
out-of-pocket for him too!
Bob’s #myHDBstory is every single
Singaporean’s dream
Guess how many IDs Bob had checked out
before deciding? Eight.
Whoa. Not only did he top the number of
viewings I’ve ever heard of, he’s also right up there in terms of the most
number of contractors a homeowner has met for quotes. Anyway, he eventually
decided on Tid Plus, an ID that he highly recommends. He says they’re great
value-for-money and deliver good work.
Let’s go on a tour of #bobsretirementhome now!
Don’t you just love that gate! And
white doors are quite rare in HDB estates!
Come, let’s go in!
Bob shared that he had initially wanted
a black-and-white look in the colonial style.
But once he decided on this unit and
fell in love with the abundance of light flowing into the living space, he
decided that the natural light would be wasted on a high-contrast
black-and-white look. He next considered to go full-on white, but his ID
advised him against it. An all-white look might look too sterile and clinical
for a home.
In the end, Bob went
for a white-and-grey palette which was light and airy, whilst providing some
dimension.
Bob truly believes that adding dashes of green in the form of plants works wonders. It warms the space immediately, and gives it life.
I love how the plants and his soft furnishing break the straight lines of the renovation and furniture, softening it nicely to add homeliness to the cool, modern look.
Bob has always wanted an open-concept kitchen. So he worked with the ID to hack away a curved wall that the previous owner had erected. So yea, he got his open kitchen that flows seamlessly into the dining area and opens up to the living space.
Incidentally, this is also where Bob does his work too!
His employer is apparently a very progressive one. Since SingaporeBrides.com started in 2000, the team has always worked from home. Very good, they were green and contributing to reducing carbon footprint even before it’s a thing!
And as if he ain’t talented enough, Bob
is also a good cook! Man, what can’t this bachelor do??
He loves having his friends over and
feeding them delish food that he’ll whip up himself. So yea, the kitchen is not
mere showpiece for photography, he actually puts it to good use too!
Let’s check out the bedrooms now!
Whoa, I quite like the master bedroom!
So fancy!
And, did you know that the room can look and feel completely different with
just a change of bedlinen? Check out this ,
this
and this !
And did you think no one will actually sit on that chair? WRONG. Bob does!
We asked him where is his favourite spot at home, and he said it’s right here!
There are two other bedrooms, but we only took photos of one of them since Bob uses the third bedroom for storage.
The second bedroom, with the sofa-bed, effectively is a guestroom.
By now you must be very curious how
much the renovation and all cost. Bob had spent $46,000 on the renovation. This
seems to be a reasonable amount as resale flats sometimes can cost
significantly more than BTO in terms of renovation costs because there are
usually hacking and remodelling work, etc.
The TV and refrigerator were gifted to
Bob, but even then, he had spent only $5,000 on furniture and appliances! He
was very careful with what he spent on, and he even had a rule of not buying
anything over $1,000. He would watch the sales and promotions with eagle eyes,
and he enlisted the help of his Chinese friends to help him order items on Taobao.
His efforts sure paid off and his home
is one of the nicest we’ve featured for the #myHDBstory series.
More about the Single Citizen Scheme
As with most developed cities,
Singapore is also seeing her citizens getting married later in life, and there
are also Singaporeans who choose to remain single. The Government has
recognised this trend and in order to cater to the needs of singles, HDB
first implemented the Single Citizen Scheme to allow Singaporeans who are 35 years
old and above to own their own HDB flats in July 2013.
Singles can choose to buy BTO or resale
flats. Singles can apply for 2-room BTO Flexi units at non-mature estates and
for resale units, there are no restrictions on location or size; so singles
who want bigger flats or want their flats immediately will usually go the
resale route.
There have always been grants for first-time home buyers, be it families or singles. But earlier this month, the Government announced even more good news and these enhancements were effective from 11th September 2019.
Eligible first-timer singles aged 35 and above, and earning not more than $4,500 a month, can also enjoy an Enhanced Housing Grant (EHG for singles) of up to $40,000, and are subject to the same conditions.
The monthly household income ceiling for eligible first-timer singles aged 35 and above will also be raised from $6,000 to $7,000.
More
about #bobsretirementhome: To sell or not to sell?
Bob
was penduluming between the thought of selling the current flat off after the
Minimum Occupation Period (MOP) of five years, or to carry out another round of
renovation at the current unit.
View this post on Instagram
; #bobsretirementhome | totally loveeee the morning ray on a sunday. why i am up at 7.00am on a sunday, i have no idea. but when your age is approaching 40, it has a funny way of telling you to sleep at 10.00pm and be wide awake at 6.00am. • yes, especially on a sunday. • … and the public holidays. • i was talking to @msofian about selling my house after the minimum occupation period of five years, and then downgrading to three-room flat and try to be as debt free as possible, while simultaneously talking to @tidplus_design to renovate this house to do #bobsretirementhome version 2.0. • this is another peril of old age. an almost immediate dementia. talked about selling the house, and then five minutes later, planning new renovation design of the very home that i intend to sell. • #bobsretirementhome have given me so much. like the huge amount of sunlight streaming through every morning, so many opportunities have opened up for me because of this home too. to sell, or not to sell, that is the question. the answer is, will sell if can earn 100% profit. eh? • and yes, eldershield will be reaching me next year. kurang ajar punya government. tak payah nak remind lah hawau!
A post shared by Bob Mubarak Nasir (@bobmubarak) on Sep 7, 2019 at 7:13pm PDT
He was wondering if he could make 100%
profit if he were to sell off the unit. ONE HUNDRED PER CENT?! That would mean
$700,000 leh, so I don’t think so? But it’s entirely probable that he will make
a reasonably tidy sum if he were to sell it.
At 25 years upon MOP, the flat is still relatively “young”.
Besides,
remember this: Every flat will be upgraded twice .
To
keep all HDB flats safe and liveable, there will be one round of upgrading when
your flat is about 30 years old through the Home Improvement Programme (HIP),
and a second round when your flat is about 60-70 years old through HIP II. The
upgrades will address common maintenance issues such as repairing spalling
concrete.
Apart
from upgrading, the Government will redevelop old estates through the Voluntary
Early Redevelopment Scheme (VERS) to ensure they remain vibrant places to live.
Residents offered VERS will vote as a precinct on whether they wish to return
their flats to the Government. They will be compensated for their flats.
So
my guess is if Bob were to sell his Bukit Panjang flat, there should be some
more upside given the flat’s relatively young “age”, and also that there should
be one round of upgrading at around 2028 when it turns 30.
More
about #bobsretirementhome: Unlocking the value
If
Bob decides to keep the unit and really make it #bobsretirementhome, there are
also several ways to monetarise the flat later, especially if he needs money in
his silver years.
Firstly, Bob can receive cash monthly by renting out his bedroom(s) or even the entire flat and he can go live with his siblings or friends.
Secondly, Bob can also sell part of the flat’s remaining lease to get a lump sum cash and monthly payouts in cash, for life. This is under the Lease Buyback Scheme .
Thirdly, he can still sell the Bukit Panjang flat later in life, and buy a smaller flat or a flat with a shorter lease.
Lastly, those moving from a larger flat to a 3-room or smaller flat can consider taking up the Silver Housing Bonus , to receive up to $20,000 in cash.
Would you agree that HDB has schemes in place to cater to the needs of single home buyers?
Korea is a place of enchantment, and many Singaporeans could easily write a love letter to the beautiful country once they’ve seen it in person.
Between steeping in its rich culture visiting centuries-old palaces, catching up with K-pop and K-fashion at the trendy districts, and being awed by divine coastal landscapes at Jeju Island—there’s definitely something to draw you back again.
And to save the best for last, Korean cuisine alone is a good enough reason to book that 7-hour flight.
Army stew, topokki, bulgogi beef, and Korean fried chicken with beer are some of the best creations in the world. We bet that unmistakable spicy, tangy taste of kimchi has already seeped into your mind.
If you’re saving up for your next trip, or you’ve already planned it but just can’t wait, here’s how you can get your cravings fixed real quick while you’re still in Singapore.
Let The Korean Feast Come To You
Cold Storage is bringing the flavours of Korea to us in a two-week Korea Fair from now till 10 October 2019.
When you’re craving Korean food daily but don’t feel like eating out, the best solution will be to whip up some dishes in the comfort of your home.
Don’t worry if you have limited skills in the kitchen, because many of the items available at Cold Storage Korea Fair can stack up to make a grocery list of easy-to-cook (or even ready-to-eat) dishes. Thank the heavens.
They also have a selection of snacks, drinks and even fresh fruits from Korea to top it off, so you’re well covered!
Kimchi ramen noodles
Image Credit: Gramha
Classic staples never go wrong, and kimchi ramen is a testament to that. You don’t need anything too fancy when you have a comforting bowl of noodles, swimming in sour and spicy kimchi soup.
For Korean food lovers, this is like the ‘starter pack’ you keep returning to. Time after time, its warmth and satisfaction reaches right to your fingertips again.
Grab yourself a few packs of Jongga Kimchi Ramen Hot & Spicy , since we know you won’t just be eating this once!
Image Credit: Cold Storage
On days when you need something heartier, you could give your ramen that extra touch by adding some Chung Jung OneDumplings with Kimchi & Vegetable or Hot Pepper Japchae fillings.
Topokki – spicy rice cakes
Image Credit: PicClick / Korean Bapsang
Koreans deeply treasure their topokki, a stir-fried dish of rice cakes and vegetables topped with spicy sauce. Their delightful chewiness can kind of get addictive.
While topokki is popular in Korea to add some heat to their cold winters, we on the other hand, just salivate for anything spicy, no matter how hot it is in Singapore.
You can pick up an instant cup that takes just minutes to cook, with flavours like Dongwon Spicy & Sweet Topokki and Cheese Topokki .
A hard-boiled egg and some garnish will complete your topokki perfectly!
Rice porridge
Image Credit: Food News KR
When you want to ease into a great morning, a tasty bowl of porridge soothes all troubles away. If anyone says it’s an ‘old lady food’, tell them to call us up.
Dongwon Yangban Rice Porridge has really hit it up as a popular breakfast food in Korea, especially when they have Red Velvet’s Wendy and Irene endorsing it! Preparing a bowl is as easy as a quick pop into the microwave.
Unlike the typically salty (but equally heavenly) Cantonese congee we usually eat, Korean porridge can be either savoury or sweet, like the glutinous rice option with red bean and chestnut.
Sweet potato
Image Credit: My Korean Kitchen / Tistory
Sweet potatoes may come humbly from the earth, but they should really be celebrated for satisfying stomachs for centuries.
Did you know they actually come in various flavours too? We didn’t, till now.
Korean Sweet Potato comes in chestnut and pumpkin ‘flavours’, which give you different appearances, taste and character.
The chestnut variant packs vitamins and fibres in its rich purple skin, while pumpkin sweet potatoes are smaller with yellow flesh and taste delicious even eaten raw.
That gives you two ways to whip up a serving of goguma mattang (candied sweet potatoes)!
Kimchi fried rice
Image Credit: Cold Storage / Kimchi Chronicles
Fried rice takes us to paradise—it’s simple to prepare and frankly just irresistible to wolf down.
It could also well be a universal language across many Eastern cultures, just cooked a little differently from one place to another.
With kimchi as the starring flavour, it’s both the familiar comfort of fried rice we always love, and a taste to make you feel closer to the second home in your heart.
To make things better, you won’t even have to whip out a wok and get to work in the kitchen. You can just pick up Jongga Kimchi Fried Rice which comes deliciously ready-to-eat!
Snacks, fruits and drinks
Image Credit: Daum / Naver
The happiest five minutes you’ll spend in a supermarket—okay make it 30, no judgement here—is when you walk down the snack aisle. You’ll light up at your old favourites, yet still always get to chance upon new discoveries to try.
Snacks are highly up to individual preference, but Cold Storage Korea Fair has quite a selection.
Image Credit: Daum
For those who love it savoury, Paldo Crab Chips and The Kims Crispy Laver Chip (laver is a type of seaweed) are some great options to have when it comes down to ‘crunch’ time.
If you’re a sweet creature, you’ll enjoy sinking your teeth into a soft fluffy bite of Haitai Oh Yes! Chocolate Coated Cake , or get addicted to Cosmos Honey Twist .
Of course, there’s an in-between too where sweet and savoury collide, and Lotte Popping Corn Chips in Original, Grilled Corn and Sweet & Spicy flavours can fill that gap.
Image Credit: Stylecraze / MomoBud
Besides snacks, people love to eat lots of fruits in Korea since the country’s climate makes it perfect for harvesting top quality seasonal produce.
When you need to sweeten up your day, juicy yellow peaches , musk melon and shine muscat grapes from Korea are both refreshing and healthy.
Image Credit: @ulitenten on Twitter / Piknow
Plus, don’t forget the drinks to accompany your heavenly Korean spread! Morning meals will be complete with a cup of Barista Rules coffee—try the Mocha Presso or Caramel Deep Presso if you feel like making a fun choice to start your day.
At the day’s end, it’s time to wind down, pop a can of Ark Pale Ale , and start counting down till you make your next visit to the land of the morning calm.
Earn A Holiday Through Your Shopping Spree
Image Credit: Cold Storage
Cold Storage Korea Fair launched on 28 September with an exciting opening ceremony at Great World City, graced by the Republic of Korea Ambassador, His Excellency Mr Ahn Young-jip.
Attendees got to see the unveiling of a Giant Bibimbap (it left us drooling with envy!), and were treated to a live cook-off between two esteemed chefs: Park Joon Woo, 1st runner up of MasterChef Korea 2012, and Gen Lee, 1st runner up of MasterChef Singapore 2018.
To top it all off, we got into the groove with a sleek K-pop dance performance to some of our favourite songs.
Don’t miss the fair while it runs at all Cold Storage, Market Place and Jasons stores from now till 10 October!
As you make your shopping rounds, you can also hit up the sampling booths to experience as many different flavours as possible. In-store sampling will be popping up in the Takashimaya, Bugis, Plaza Singapura, Compass One and Causeway Point Cold Storage stores from 4 to 6 October, 11am – 7pm daily.
Image Credit: Cold Storage
You’ll also stand a chance to enter a lucky draw and win prizes when you spend a minimum of $25 in a single receipt, including at least two participating Korean products.
One lucky winner will score the grand prize of 100,000 KrisFlyer Miles , which is worth two economy class redemption tickets to Korea! Ten other lucky winners will also each get 10,000 KrisFlyer miles in the bag.
And as a PSA for the huge K-pop lovers, you may be in for a great surprise if you stick around on 5 October and get to catch one of the K-pop flash mobs that will appear in selected stores!
Click through here to learn more about the ‘Seoul’ delicious deals you can get at Cold Storage Korea Fair.
Annyeong!
This article was written in collaboration with Cold Storage.
Header Image Credit: Pickled Plum, Instazu, My Korean Kitchen
Also Read: Feast On Food From All Around The World Without Leaving The West – Here’s How